People would visit a post shop to be digitally photographed and have their credentials checked to enrol in the voluntary identity scheme and obtain a password and logon.
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| Diagram showing how the igovt Identity Verification Service works (dia.govt.nz) |
They would also either register their mobile phone, so a code could be texted to them whenever they wanted to access a secure service online, or would be issued with a hardware token, similar to those issued by many banks to secure internet banking transactions.
IGovt is primarily designed to make it more practical for government agencies to offer more services online, such as the ability to renew or even apply for passports. But it may offer consumers a single password and logon that they would also be able to use when accessing online banking and other private sector services. Internal Affairs has suggested the system could be used by online auction sites to verify traders' identities.
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| .dia.govt.nz |
The Government ordered Internal Affairs to explore opportunities for a partnership with the private sector in 2009, when it forecast iGovt would deliver benefits of between $641 million and $1.37 billion over 10 years.
Internal Affairs said it was negotiating with NZ Post and aimed to reach an agreement "that maintains the high level of public confidence and trust in the way people's information is managed by Government".
Details of the United States' "National Strategy for Trusted Identities in Cyberspace" scheme remain sketchy, but it appears to have similar objectives to iGovt, but with possibly a greater role for the private sector.
"We are not talking about a national ID card. We are not talking about a government-controlled system," US Commerce Secretary Gary Locke said in a speech reported by CNet.
"What we are talking about is enhancing online security and privacy, and reducing and perhaps even eliminating the need to memorise a dozen passwords, through creation and use of more trusted digital identities."
Google, PayPal and telecommunications carriers AT&T and Verizon are reported to be backing the scheme.
New Zealand Bankers' Association chief executive Sarah Mehrtens said it was delighted Internal Affairs was proceeding with the expansion of iGovt services to the private sector.
"Internal Affairs is presenting to our members on the developments shortly and we are looking forward to further information on how these services will be of use to our member banks and their customers. For example, identity verification is important to banks in combating instances of fraud. It will also improve systems for compliance with the new anti-money laundering legislation."
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About 30 businesses, including several banks, attended an Internal Affairs briefing in Wellington in 2009 at which officials encouraged them to generate "energy and ideas" that would help ensure ongoing government support for iGovt.
Issues raised by businesses included whether the Government would be liable if they relied on iGovt to authenticate someone's identity and later found they had been defrauded. Officials indicated that was unlikely.
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